Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Your Financial Life with Farmers & Merchants Bank

Personal Banking

Looking for a bank that will treat you like someone.  Come into FMB today.

  • Checking
  • Saving
  • Lending
  • Online & Mobile App
  • CDs
  • Credit Card

Business Banking

We can help your business grow.

  • Checking
  • Lending
  • Credit Card
  • Remote Capture

 

Are there Cars in the Drive Thru?

No Need to Wait.  Deposit Checks in our ATM 24/7.

Breakfast With Santa

Thank you to all of our volunteers that made Christmas a little brighter for many children in our community.  Breakfast with Santa was a huge success this year. For to us a child is born, to us a son is given, and the government will be on his shoulders. And he will... read more

Quickbooks

To import transactions for the first time: Select the Banking menu and then select Financial Institutions. Select your financial institution from the list and click Log In. If you don’t see your financial institution in the list, contact your financial... read more

FMB’s First Annual Pumpkin Carving Contest

FMB’s employees are competing in its First Annual Pumpkin Carving Contest! Come in our Downtown Eatonton Branch to vote for your favorite. Or “like” the pumpkin picture you like best to cast your vote on Facebook!   read more

Shred Day

FMB’s Fall Shred Day is this Saturday, October 24th from 10am to 12pm at the Downtown Eatonton Branch.  Bring in any old personal or financial documents you no longer need and let us shred them for you safely and securely!  PLEASE LIMIT 2 BOXES PER PERSON! Do... read more

Our ATMs – 365/24/7

You can now access your accounts and make deposits anytime day or night.  Simply insert your debit card and select deposit to make a deposit.  Our ATMs can take up to 30 checks or bills at a time.  You will receive a receipt with your total and a scanned image of each... read more

Student Checking

Enjoy the many benefits of our Student Checking Account. No fees Online Banking Bill Pay Mobile Banking Text Banking 24/7 ATM Deposits More   read more

5 Tips to Safer Online Banking

5 Tips to Safer Online Banking 1. Create a strong password The best way to achieve this is by making it long and a mix of upper and lower case letters, numbers, and special characters.  Always avoid using any common words or phrases and never create a password that... read more

Make Reconciliation a Breeze

Download all your transactions Directly into QuickBooks.

Learn More

Life Changing Solutions Designed for You

Personal Banker

Allow one of our Personal Banking Representatives to assist you with your financial plans today.  We’re here to help with everything from opening new accounts to training you on how to use our convenient online and mobile banking solutions.

Manage Your Money

Phone and tablet apps allow you to manage your money from wherever you are.

Pay Bills Effortlessly

Say goodbye to stamps.  Organize all your bills in one central location and pay them as needed.

No More Checks.  Pay Your Bills Online.

Join Now
Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday – Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs
Terms of Use

Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of Georgia

USA Patriot Act

USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH YOUR FINANCIAL INSTITUTION

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.


Privacy Policy

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.