Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Business Banking

Business Checking Accounts

Business Checking Account
  • Unlimited check writing privileges.
  • Minimum opening deposit: $200
  • Account Fees: Business accounts $10 monthly.  Fess may be avoided if you maintain a minimum daily balance of $1000 for businesses.
  • Statement Period: Monthly
  • Cost of check printing varies on the style of checks ordered
Business NOW Account
  • This account is an interest bearing account with unlimited check writing privileges.
  • Minimum Opening Deposit: $1,000
  • Rate Information: The interest rate and annual percentage yield are included in the Rate Chart (available upon request) . The interest rate and APY may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposits for either cash or non-cash items (checks) if received by 5:00 PM. Interest will be compounded monthly and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
  • Balance Information: We use the daily balance method to calculate the interest on the account which applies to a daily periodic rate to the principle in the account each day. You must maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage yield.
  • Account Fees for Business Accounts: Each month you will be assessed a service charge of $10. You may avoid this fee if you maintain a daily balance of $1,000.
  • Statement Period: Monthly

*Balance Information:  We use the daily balance method to calculate the interest on an account.  This method applies to a daily periodic rate to the principle in the account each day.  You must maintain the minimum daily balance on the account to obtain the disclosed annual percentage yield.

Business Savings Accounts

Golden Savings Account
  • Interest-bearing account
  • Minimum Opening Deposit: $100.00
  • Balance Information: Maintain at least a $100 balance at all times to earn interest and remain open.
  • Limitations: The account is limited to six withdrawals per month; charged a $2 fee for every deposit over the 6 per month limit
  • Account Fees:  $50 charge if you close your account within 90 days of account opening; $20 charge for any withdrawals made within 90 days of account opening

 

*Balance Information:  We use the daily balance method to calculate the interest on an account.  This method applies to a daily periodic rate to the principle in the account each day.  You must maintain the minimum daily balance on the account to earn interest and remain open.

Helpful Links:

Re-Order Checks

Bank Owned Property

Credit Card Log-In

Wire Instructions

For a Complete Schedule of Fees Click Here

Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.

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