Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Schedule of Fees
Applies to all Customers

Foreign ATM Transaction Fees                                                                   $1.00
Foreign ATM Inquiry Fee                                                                             $1.00
Official Bank Checks                                                                                    $5.00
Fax Fees                                                                                                      $1.00 for 1st page
$.25 per page thereafter
Statement Print outs                                                                                    $1.00 per page
Account Research                                                                                       $25.00 per hour
Copies of check or Document                                                                     $1.00 per copy
Night Drop Bags Locked                                                                             $10.00 for first bag
$5.00 for additional bags
Return item charge                                                                                     $35
Overdraft charge                                                                                         $35
Stop Payment charge                                                                                 $35
Replacement ATM/Debit Card Fee                                                             $10
Safe Deposit Box Rental (Annual)
Small                                                                                                        $28
Medium                                                                                                    $45
Large                                                                                                        $65
Drilling Fee for lost keys                                                                              Fee set by Locksmith
Wire Transfer Fee (Domestic)                                                                    $25
Wire Transfer Fee (International)                                                               $50
Indemnity Bonds                                                                                        $10
IRA Maintenance Fee                                                                                $50 * charged at transfer or account closing*
Dormant Account Fee                                                                                $5 per month/$60 total


Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

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