Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Personal Banker

Allow one of our Personal Banking Representatives to assist you with your financial plans today.  We’re here to help with everything from opening new accounts to training you on how to use our convenient online and mobile banking solutions.

Pay Bills Effortlessly

Say goodbye to stamps.  Organize all your bills in one central location and pay them as needed.

Manage Your Cards

Phone and tablet apps allow you to manage your debit and credit cards from wherever you are.

To Report Lost or Stolen Cards Call

Debit Cards 1-800-472-3272     Credit Cards 1-855-309-7391

Helpful Links:

Re-Order Checks

Bank Owned Property

Credit Card Log-In

Wire Instructions


The new way to give and get money.


To Our Valued Customers. The COVID-19 (Coronavirus) situation is ever evolving each day and like all of you, we are taking action to prepare and protect your financial needs. We continue to be focused on the wellbeing of you the customer and our employees...

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How to Spot and Avoid Card Skimmers

What Are Skimmers? Skimmers are essentially malicious card readers that grab the data off the card's magnetic stripe attached to the real payment terminals so that they can harvest data from every person that swipes their cards. The thief has to come back...

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5 Tips to Use When Teaching Kids About Saving Money

As one of five kids, allowance meant everything to me as a child. My mom bought everything we needed, so it was only through allowance that I was able to purchase the things I really wanted.  While I earned my allowance by doing chores, I was given little...

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No More Checks.  Pay Your Bills Online.

Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.


FDIC insurance

FDIC now offers insurance coverage up to $250,000.00 per customer.  To learn more contact us or visit FDIC online at for more information.