Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Online Banking

5 Tips to Safer Online Banking

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How Do I Sign Up for Online Banking?

Click the above “Enroll” image.

Fill out the Identity Authentication Form:
Step 1:  Your Personal Information
Step 2:  Your Perferred Log In Information
Step 3:  Review Information & Submit Enrollment Form

You are now signed up for Online Banking!  Please accept our terms and conditions and you will continue into our Online Banking site where you can begin handling your accounts online.

*If you get an error message stating that your identity could not be confirmed do not panic.  Some of the information entered did not match what we have on file and for your protection we will need to verify your enrollment over the phone or in person to continue.  At your convenience please call FMB’s Online Banking Department at (706) 485-9941 and we can finish your enrollment over the phone (or in person if you prefer).

How Do I Sign Up for Mobile Banking?

You must be currently enrolled in our Online Banking in order to sign up for Mobile Banking.

Go to your mobile device’s “App Store” and search for Farmers and Merchants Bank.  More than likely you will get several “Farmers and Merchants Banks” in your search results.  Scroll through the list until you see our logo (green column with FMB).  This is a FREE app so all you will need to is download it your mobile device.

Once the app is installed onto your mobile device log into it by using your current Online Banking username and password.  It will then ask you for your first name, last name and birthdate.  Next you will be asked a series of personal questions to verify your identity.  If you answer them correctly it will successfully enroll you into Mobile Banking and you can begin handling your accounts through your mobile device.

*If you get an error messaging stating that it cannot confirm your identity you will have to wait 24 hours before you can try to enroll in Mobile Banking again.

How Do I Sign Up for Text Banking

You will need to log into your Online Banking account in order to sign up for Text Banking.  Once you are logged in go to the “Administration” tab at the top of your screen.  Scroll down and select “Mobile Banking”.

If you are currently enrolled in our Mobile Banking then your mobile phone will already be registered with our Mobile Banking system and all you need to do is click the “Activate Now” option out by Text Banking and follow the remaining enrollment instructions that appear on your screen.

If you are not currently enrolled in our Mobile Banking you will need to enroll your mobile device by entering in your mobile phone number and carrier (Verizon Wireless, AT&T, etc).  After you accept our terms and conditions to move forward you will need to click the “Activate Now” option out by Text Banking and follow the remaining enrollment instructions that appear on your screen.

Once you are successfully enrolled into Text Banking text the number 49794 the following for account information.

B:  Account Balance
H:  Transaction History
L:  Mobile Banking URL
HE:  Help
S:  Disable Text Banking
R:  Request for Activation
M: More Information

How Do I Sign Up for eStatements?

You must be currently enrolled in our Online Banking in order to sign up for eStatements.

Log into your online banking account.  Once you are in your online banking account go the “Accounts” tab located to the far left on your menu bar and select “Account Statement”.  You will then be directed to a new window where an eStatement Disclosure will appear.  After accepting the disclosure you are signed up to receive your statements online and will begin receiving the statements monthly to your email.  Statements will be available for 12 months.  You can access your viewed statements by clicking on the account number listed under “Documents”.  New statements will appear in your Unviewed Document area.

If you signed up for eStatements and now wish to cancel this service please call FMB at (706) 485-9941 and we will be happy to discontinue eStatements for you.

How Do I Enroll in Bill Pay?

You must be currently enrolled in our Online Banking in order to sign up for Bill Pay.  Log into your online banking account.  Once you are in your online banking account select the “Bill Payment” tab located in the middle of your menu bar.  You will then be asked if you would like to be enrolled into Bill Pay.  If you select yes you will be directed to read and accept our online banking and bill payment agreement.  After accepting the agreement you are officially signed up for Bill Pay and can begin paying your bills online.

If you have any questions regarding signing up for Bill Pay or your existing Bill Pay account please call FMB at (706) 485-9941.

Quickbooks Compatible

Now you can download your transactions directly to QuickBooks from your Online Banking!

Learn How

Farmers & Merchants Bank’s Locations

Main Branch:
100 S Madison Ave
P.O. Box 4450
Eatonton, Ga. 31024
(706) 485-9941

Lake Oconee Branch:
1011 Lake Oconee Pkwy
P.O. Box 4450
Eatonton, Ga. 31024
(706) 485-9858

Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.

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