Checking Accounts
Minimum opening deposit: $500.00
Account Fees: Each month you will be assessed a service charge of $10 if you do not maintain a daily minimum balance of $500.
Minimum opening deposit: $1,000.00
Account Fees: Each month you will be assessed a service charge of $10.00 if you do not maintain a daily minimum balance of $1,000.00.
Minimum opening deposit: $1,000.00
Account Fees: Each month you will be assessed a service charge of $10.00 if you do not maintain a daily minimum balance of $1,000.00.
Rate Information: This account is an interest-bearing account as long as daily balance of $1,000.00 is maintained. At our discretion, we may change the interest rate on the account at any time. Interest will be accrued on a daily balance, compounded monthly and credited monthly. If you close the account before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applied to a daily periodic rate to the principle in the account each day. You must maintain a minimum daily balance of $1,000.00 to obtain the disclosed annual percentage yield.
Individual & Commercial Money Market Account
Interest bearing accounts with limited check writing privileges.
Minimum Opening Deposit: $2,500.00
Rate Information: The interest rate and APY may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either case or non-cash items (checks) if received by 5:00PM. Interest will be compounded monthly and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account which applies to a daily periodic rate to the principle in the account each day. You must maintain a minimum daily balance of $5,000.00 to obtain the disclosed interest rate.
Account Fees: Each month you will be assessed a service charge of $10.00 if you do not maintain a daily balance of $2,500.00. We will charge $5.00 for each withdrawal beyond six per month.
*Balance information: We use the daily balance method to calculate the interest on an account. This method applies to a daily periodic rate to the principle in the account each day. You must maintain the minimum daily balance on the account to obtain the disclosed annual percentage yield.
Savings Accounts
Minimum opening deposit: $100.00
Rate Information: The interest rate and APY may charge. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either cash or non-cash (checks) if received by 5:00PM. Interest will be compounded and credited to the account quarterly. If you close your account before the interest is credited, you will not receive the accrued interest.
Balance Information: Maintain at least a $100.00 balance at all times to earn interest and remain open and to avoid a $10.00 monthly service charge.
Account Fees: $50.00 charge if you close your account within 90 days of account opening; $20.00 charge for any withdrawals made within 90 days of account opening; $5.00 charge for each withdrawal over six per month.
Interest-bearing account for children through the age 11.
Minimum Opening Deposit: $10.00
Rate Information: The interest rate and APY may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either cash or non-cash items (checks) if received by 5:00 PM. Interest will be compounded and credited to the account quarterly. If you close your account before interest is credited, you will not receive the accrued interest.
Balance Information: Maintain at least a $10.00 balance at all times to earn interest and remain open.
Account Fees: $50 charge if you close your account within 90 days of account opening; $20 charge for any withdrawals made within 90 days of account opening; $5 charge for each withdrawal over six per month.
Interest-bearing account.
Minimum opening deposit: $25.00
Account Information: Account matures the last Friday in October of each calendar year. A check for the account balance, including interest, will be mailed on the first Friday of November.
Account Fees: Penalty of $20.00 per withdrawal
*Balance information: We use the daily balance method to calculate the interest on an account. This method applies to a daily periodic rate to the principle in the account each day. You must maintain the minimum daily balance on the account to obtain the disclosed annual percentage yield.
CDs & IRAs
91 Day
182 Day
1 Year
2 Year
30 Month
3 Year
4 Year
5 Year
*Minimum deposit to open a CD is $500.00. Interest will be earned on all balances and will be computed on the daily balance.
Traditional IRA
Roth IRA
SEP IRA
*Minimum deposit to open a CD is $500.00 Interest will be earned on all balances and will be computed on the daily balance.
*Balance information: We use the daily balance method to calculate the interest on an account. This method applies to a daily periodic rate to the principle in the account each day. You must maintain the minimum daily balance on the account to obtain the disclosed annual percentage yield.
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FDIC INSURANCE
FDIC now offers insurance coverage up to $250,000.00 per customer. To learn more, contact us or visit FDIC online at www.fdic.gov for more information.