Card Services

Mastercard application

Apply for a MasterCard today. *Terms and conditions apply.

mastercard online

Manage your existing MasterCard online.

Your card on your terms.

At Farmers & Merchants Bank, we know life doesn’t come with a one-size-fits-all budget. That’s why our card services are built to flex with you. Whether you’re grabbing groceries, booking flights, or keeping your business humming, our cards give you the control you need without the hassle. You can set up alerts, manage spending limits, and keep tabs on your money in real time—so you’re always in the loop. It’s smart, simple, and designed to make your financial life a little easier.

Secure. Simple. Smart.

  • Fraud Protection

Real-time alerts keep you informed when your cards are used.

Transaction controls allow your cards to work only in specific locations or geographic areas.

When your cards are “off”, no withdrawals or purchases will be approved.

  • Control Spending

Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries, or retail stores.

Establish controls by location and change parameters via your mobile device.

Disable card for any reason at your discretion.

  • Review Balances & Transactions

Monitor your finances anytime, anywhere by using the mobile app to check your balance(s) or review your recent card transactions.

  • Instant Issue

Replace your card without the wait. With instant issue, the Bank can print your new debit card right here at the bank.

Report Lost or Stolen Cards

Debit Cards: 1(800) 472-3272
Credit Cards: 1(855) 309-7391

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FDIC now offers insurance coverage up to $250,000.00 per customer. To learn more, contact us or visit FDIC online at  www.fdic.gov for more information.