Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Personal Banker

Allow one of our Personal Banking Representatives to assist you with your financial plans today.  We’re here to help with everything from opening new accounts to training you on how to use our convenient online and mobile banking solutions.

Pay Bills Effortlessly

Say goodbye to stamps.  Organize all your bills in one central location and pay them as needed.

Manage Your Cards

Phone and tablet apps allow you to manage your debit and credit cards from wherever you are.

To Report Lost or Stolen Cards Call

Debit Cards 1-800-472-3272     Credit Cards 1-855-309-7391

Helpful Links:

Re-Order Checks

Bank Owned Property

Credit Card Log-In

Wire Instructions


The new way to give and get money.

3 Tips to get yourself fiscally fit in 2018

10 Tips to Get Fiscally Fit The Winter of 2018 is upon us, and for many of us that will mean more indulging and less physical activity. Maybe you are savoring the waning warm days of a Southern December, trying to tone up your body before the urge to hibernate sets...

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FMB NEW Credit Card Frequently Asked Questions

FREQUENTLY ASKED QUESTIONS Why am I receiving a new credit card? FMB is changing the credit card processor to better serve your credit card needs. This change requires that a new card be issued. Will my interest rate change as part of this conversion and card issue?...

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Credit Card Conversion

FMB is excited to announce improvements to our credit card program, including enhanced security with the new EMV chip, online access to view your account, a new credit card design and electronic statement availability. This will mean a few changes to your account, and...

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No More Checks.  Pay Your Bills Online.

Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.


FDIC insurance

FDIC now offers insurance coverage up to $250,000.00 per customer.  To learn more contact us or visit FDIC online at for more information.