Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Personal Banker

Allow one of our Personal Banking Representatives to assist you with your financial plans today.  We’re here to help with everything from opening new accounts to training you on how to use our convenient online and mobile banking solutions.

Pay Bills Effortlessly

Say goodbye to stamps.  Organize all your bills in one central location and pay them as needed.

Manage Your Cards

Phone and tablet apps allow you to manage your debit and credit cards from wherever you are.

To Report Lost or Stolen Cards Call

Debit Cards 1-800-472-3272     Credit Cards 1-855-309-7391

Helpful Links:

Re-Order Checks

Bank Owned Property

Credit Card Log-In

Wire Instructions


The new way to give and get money.

April is Community Banking Month

Governor Nathan Deal Proclaims April as Community Banking Month April is Community Banking Month and the Community Bankers Association of Georgia and community banks across Georgia are recognizing the unique spirit that makes community banks the foundation of their...

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10 Smart Ways to use your Tax Refund

10 Smart Ways to Use Your Tax Refund Few things brighten up a dull, cold winter like a tax refund. In 2013, the average tax refund was $2,744. While we're only human and most of us want to splurge a little with our refund, careful money management for the majority of...

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How To Use FMB’s Mobile Deposit

You must currently be enrolled in FMB's Mobile Banking before you can use the Mobile Deposit feature.  Log onto FMB Mobile Banking App Go to DEPOSITS Click DEPOSIT CHECK Choose which account you want the funds to be deposited into Enter the amount of the...

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No More Checks.  Pay Your Bills Online.

Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Mobile Deposit
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.


FDIC insurance

FDIC now offers insurance coverage up to $250,000.00 per customer.  To learn more contact us or visit FDIC online at for more information.