Main - 706.485.9941 ~ Lake Oconee - 706.485.9858

Personal Banker

Allow one of our Personal Banking Representatives to assist you with your financial plans today.  We’re here to help with everything from opening new accounts to training you on how to use our convenient online and mobile banking solutions.

Manage Your Money

Phone and tablet apps allow you to manage your money from wherever you are.

Pay Bills Effortlessly

Say goodbye to stamps.  Organize all your bills in one central location and pay them as needed.

To Report Lost or Stolen Cards Call (800) 472-3272

Make Reconciliation a Breeze

Download all your transactions Directly into QuickBooks.

Learn More

September is Childhood Cancer Awareness Month

Childhood Cancer is the #1 disease killer of children. More than asthma, cystic fibrosis, diabetes & pediatric AIDS – COMBINED! 46 children and adolescents are diagnosed every single week day 1 in every 330 children develop cancer before age 19 – it is NOT rare. 1...

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Compromised Debit Card FAQ’s

It seems each week we are hearing more and more instances of data breaches that affect your debit card and in turn leave you open to fraud and possible identity theft. Whether the breach is a national chain or a more regional company, cards are getting compromised at...

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Open your Student Checking Account Today!

Have you opened your FMB’s Student Checking Account? It’s a FREE checking account that offers Online Banking, Mobile Banking, Text Banking, Bill Pay, eStatements and 24/7 Deposit ATM’s. So no matter where your school takes you your hometown bank will...

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No More Checks.  Pay Your Bills Online.

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Main Branch

Main Branch

Downtown Eatonton

100 S. Madison Avenue
Eatonton, Ga. 31024
(706) 485-9941

Monday & Tuesday:  9am to 5pm
Wednesday:  9am to 1pm
Thursday & Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Lake Oconee Branch

Lake Oconee Branch

Harmony Crossing

1011 Lake Oconee Parkway
Eatonton, Ga. 31024
(706) 485-9858

Monday - Friday:  9am to 5pm
Saturday (Drive-Thru only):  8:30am to 12:30pm
Drive-Thru Opens Daily 8:30am

Electronic Banking

Electronic Banking

Bank on YOUR Schedule...Not Ours!

FMB offers convenient online & mobile services:

  • Online Banking
  • Mobile Banking
  • Text Banking
  • eStatements
  • Bill Pay
  • 24/7 Deposit ATMs

NOTICE:  FMB is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here.


FDIC insurance

FDIC now offers insurance coverage up to $250,000.00 per customer.  To learn more contact us or visit FDIC online at for more information.